Market Watch

May 27, 2012 @ 04:31 AM

Dow Jones Industrials 12,454.83- 74.92
Nasdaq Composite 2,837.53- 1.85
S&P 500 1,317.82- 2.86
10 Year Treasury Note 1.75- 0.01

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SARRIA ASSOCIATES

Sarria Associates


Joe Sarria has 30 years of experience providing insurance and financial products and services to businesses and individuals.  As a financial professional with AXA Advisors, he has access to a diversified portfolio of products and services to meet individual and business needs. One of his main areas of experience is that of employee benefits programs for companies. These include group life, health, dental, vision and disability insurance, as well as retirement plans*.

He is active in his community and his church and has taught advanced business courses at Geneva College and the Community College of Allegheny County. Two Latin American nations have entrusted Mr. Sarria as their Honorary Consul in Western Pennsylvania. A U.S. Air Force veteran, he is married with four children and has resided in Pittsburgh's South Hills since 1981. Mr. Sarria has an MBA degree in Finance from Georgia State University and a Chartered Financial Consultant (ChFC) professional designation from the American College.

* Health, dental, vision and disability insurance provided by third party issuers offered through AXA Network.

Newsletters

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

More Newsletters →

Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

Contact Info

Phone: 724-745-8178

joseph.sarria @axa-advisors.com

Local Office | Branch Office


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